How we help families with a hoarder house in Babylon
We have bought a great many hoarder houses, and what we offer families goes past the purchase itself. We handle the entire cleanout at our cost. We can work to a timeline that suits a family member who is not ready. And we can point you toward people who deal with the underlying situation compassionately, which matters a great deal when the owner is still living in the house.
Nothing about a hoarder house surprises us and nothing about it changes whether we are interested. Condition affects the number. It never affects the willingness.
Do not clear it before we come
The cleanout is ours. Not a credit at closing, not a deduction from the number, not a condition of the sale. Ours.
What we ask is that anything of personal value comes out first, because after closing the hoarder house is ours and the contents go. If there is a specific item somebody wants, tell us before we start and we will look for it. On a full hoarder house that is a real search, and we do it.
Why local knowledge changes the number
A three-bedroom estate sale on Cortland Street. A house on 14th Street. Both in Babylon, bought and paid for by us.
Babylon is roughly 12,188 people in Suffolk County, ZIP 11702, and the housing stock is mostly colonial, cape cod, victorian. Around Main Street and Deer Park Avenue, most of it is old enough that the mechanicals are on their second or third life. The Babylon stop pulls buyers who commute, which supports the good houses and does very little for the ones that need a roof. We have been buying across Suffolk County for 15+ years. We know what the Babylon Union Free School District does to a resale price, which blocks still have oil tanks in the ground, and what a house like yours is actually worth here.
What we assess in a hoarder house, past the contents
Years in these houses means we can read one quickly. In a hoarder house we are judging the structure, the systems, and whether there is water damage concealed under the accumulation, not the accumulation itself.
Most of the time we know enough within twenty minutes. We do not need the hoarder house opened up, photographed, or explained, and we are not going to ask anybody how it got this way.
Selling a hoarder house in Babylon discreetly
A listing means photographs of the inside of that house on the internet, and neighbors in Babylon walking through it on a Sunday afternoon. For most of the families who call us about a hoarder house, avoiding that is worth more than any difference in price.
There is no sign, no listing, no open house and no photographs. One visit from one person, and the hoarder house gets cleared after closing when the property belongs to us.
What you do not pay when you sell a hoarder house
These are the costs of putting a hoarder house on the market through an agent. None of them apply when you sell to us.
- Agent commission
- $37,550 at 5% of the Babylon median none
- Seller closing costs
- About $15,020 on a $751,000 sale. We can cover these. none
- Repairs to make it listable
- Whatever it takes to make it listable, paid in advance none
- Cleanout and removal
- Dumpsters or haulers by the load, ahead of any viewing none
- Carrying costs while it waits
- Taxes, insurance and utilities while you spend 79 to 94 days finding a buyer and waiting for their loan none
If the owner is not ready
Adult children frequently call us before the parent has agreed to anything, which is understandable and puts everyone in an awkward spot.
We are glad to give you a figure for the hoarder house to work with. We will not contact the owner directly and we will not become one more source of pressure on a family that already has plenty. Plenty of hoarder house calls end with no sale at all, and that is fine. If what is needed first is a professional organizer or a clinician who works with hoarding, say so and we will make an introduction.
What the two paths cost in Babylon
These are the two routes open to you with a hoarder house, priced against what Babylon houses actually sell for.
Work it against Babylon's own numbers. The median sale here is $751,000. A 5% commission on that is $37,550, and seller closing costs of about 2% add roughly $15,020. Those are costs we can cover on our side. That is $52,570 gone before anyone counts the repairs it took to get the house listable.
There are two waits in a listed sale and people usually only count the first. In Babylon the median house takes about 34 days to go from listed to a signed contract. Then it waits again, typically 45 to 60 days, while the buyer's lender orders an appraisal and underwrites the loan. Call it 79 to 94 days from sign to keys, assuming nothing goes wrong.
The part worth understanding is what a signed contract actually guarantees, which is less than most sellers assume. A retail buyer with a mortgage contingency can walk away right up to the end. If they do not qualify, if the appraisal comes in under the price, if they change their mind and let the financing lapse. A share of deals die exactly there, after months of waiting, and the house goes back on the market with time on it. We are not borrowing anything, so there is no lender to satisfy, no appraisal to come in low and no contingency to exercise.
| Listing with an agent | Selling to us | |
|---|---|---|
| Sale price | $751,000 (Babylon median) | Our written offer |
| Commission | −$37,550 | None |
| Seller closing costs | −$15,020 | We can cover them |
| Repairs before listing | Out of pocket | None |
| Cleanout | Yours | Ours |
| Showings | Until it sells | One visit |
| Listed to signed contract | 34 days (Babylon median, once listable) | 24 hours to a written offer |
| Contract to closing | 45 to 60 days (waiting on the buyer's lender) | A date you choose |
| Total wait | 79 to 94 days if nothing falls through | Yours to set |
| Can the buyer walk? | Yes (mortgage contingency runs to the end) | No financing to fall through |
| Before repairs and carrying | $698,430 | The number we put in writing |
For the listing side we have used a 5% commission and about 2% in seller closing costs; your real figures may differ. Repairs and carrying costs are left out because they depend on the house. If yours is in good shape, a good agent may well get you more than we would, and we will tell you if so.
What clearing a Babylon hoarder house costs if you do it yourself
A hoarder house cleanout done properly is not a weekend and a pickup truck. It is dumpsters, labor, disposal fees for anything that cannot go in a regular container, and frequently work on the floors that were underneath it all.
We absorb that entirely. It is priced into our number rather than billed to you, which means you are never out of pocket on a house you are trying to get rid of.
Common questions
Is it safe for you to go into a hoarder house?
We will judge that when we arrive, and if it is not, we work from the outside and from whatever you can show us. We are not going to ask anyone to clear a path through a hoarder house for our benefit.
Will you throw away things that matter to the family?
Not if you tell us first. Photographs, documents, jewelry and keepsakes turn up constantly in a hoarder house cleanout, and we set those aside rather than bin them when we know to look.
Does the hoarder house need a cleanout before closing?
No. We buy with the contents in place and clear it ourselves afterward, at our cost. Nothing has to leave the hoarder house before the closing except what the family wants to keep.
Will anyone in Babylon know the house sold this way?
No. A hoarder house sale to us involves no marketing at all, which is precisely why families in Babylon choose it over listing with an agent.
The owner is still living in the Babylon house. Can you still make an offer?
Yes, and we can set a closing date far enough out to arrange somewhere for them to go. We will not contact the owner directly unless the family asks us to.